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Product Identifiers
PublisherWiley & Sons, Incorporated, John
ISBN-100471747157
ISBN-139780471747154
eBay Product ID (ePID)46741644
Product Key Features
Book TitleNew Health Insurance Solution : How to Get Cheaper, Better Coverage Without a Traditional Employer Plan
Number of Pages336 Pages
LanguageEnglish
Publication Year2005
TopicInsurance / Health, Personal Finance / General
IllustratorYes
GenreBusiness & Economics
AuthorPaul Zane Pilzer
FormatHardcover
Dimensions
Item Height1.2 in
Item Weight19.3 Oz
Item Length9.1 in
Item Width6.3 in
Additional Product Features
Intended AudienceTrade
LCCN2005-296221
TitleLeadingThe
Dewey Edition22
Dewey Decimal368.38/200973
Table Of ContentEXECUTIVE SUMMARY: NEW HEALTH INSURANCE SOLUTIONS FOR INDIVIDUALS, FAMILIES, SELF-EMPLOYED, AND BUSINESSES.PREFACE.ACKNOWLEDGMENTS.PART I: How to Better Protect Your Family While Saving $5,000+ Each Year: Savvy and Affordable New Health Insurance Strategies.CHAPTER 1. You Are One Serious Illness Away from Bankruptcy: The Huge Gaps in Your Employera's Health Insurance Plan.CHAPTER 2. Why Buying Your Own Health Insurance Is Better, Cheaper, and Safer Than Your Company Plan.CHAPTER 3. Your Legal Rights to Health Insurance When You Lose Your Job or Change Jobs: ERISA, COBRA, and HIPAA.CHAPTER 4. How to Buy Your Own Low-Cost, High-Quality Health Insurance Policy.CHAPTER 5. The Best Options for Employees with a Good Company Plan: High Deductibles, Disability, Cafeteria Plans, FSAs, and HRAs.CHAPTER 6. Health Savings Accounts: Why You Should Fully Fund Your HSA before Putting Even $1 in Your IRA or 401(k) . . . and How to Build a $500,000+ HSA Nest Egg.CHAPTER 7. What to Do if You or a Family Member Has a Major Health Problem.CHAPTER 8. How to Get Affordable Medical Care When You Are Over 55: Early Retirement, Medicare, and Long-Term Care.CHAPTER 9. How to Save 10 to 75 Percent on Your Prescription Drugs.CHAPTER 10. How to Be a Smart Healthcare Shopper, Stay Healthy, and Keep the Savings.PART II: How Businesses Can Fix Their Health Insurance Nightmare and Still Hire Great Employees.CHAPTER 11. How Employers Can Save 50 Percent by Giving Employees Tax-Free Dollars to Buy Their Own Health Insurance: Defined Contribution Health Benefits.CHAPTER 12. HSA Plans for Employers: Why Every Employer Should Encourage Tax-Free Employee Contributions to HSAs.CHAPTER 13. HRAs for Employers: How to Use HRAs to Save $2,000 to $6,000 per Employee Each Year While Getting Your Employees Better Health Insurance.EPILOGUE: The Future of Affordable Health Insurance in Americaa?Who Wins and Who Loses?APPENDIX A: State-by-State Guide to Individual/Family Health Insurance Costs.APPENDIX B: How Americans Get Health Insurance Today . . . and What about the 45 Million Uninsured?NOTES.INDEX.ABOUT THE AUTHOR.
SynopsisYou no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month-a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan-you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases-you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)-because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare-including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care-without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author., Since 1945, most Americans have received health insurance directly from their employer. That is about to change. Starting this autumn, employers will be telling millions of employees to "buy your own health insurance, and we will pay for it., Over the next five years it is estimated that 32 million people will sign up for some form of consumer directed health care. This book will explain options and why the new consumer directed health plans are better, safer, and cheaper than traditional employer-sponsored health insurance., You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month--a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan--you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases--you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)--because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare--including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care--without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author., A Health Insurance Revolution is Here! "Americans can finally get affordable lifetime health insurance for themselves and their family. Pilzer's The New Health Insurance Solution shows you how every step of the way." --Mark Victor Hansen, cocreator, #1 New York Times bestselling series Chicken Soup for the Soul®, and coauthor, The One Minute Millionaire "Millions of entrepreneurs and small businesspeople think they can't afford health insurance. Now they can." --Randy Fields, cofounder, Mrs. Fields Cookies "A priceless guide for every American, and especially for anyone with a family member with a health problem." --Anthony Robbins, author, Awaken the Giant Within and Unlimited Power "I was on COBRA health insurance and the information in this book lowered our monthly premium by $700 a month." --John Grillos, Hillsboro, California American families and businesses don't realize there are affordable new ways to get health insurance--without a traditional employer plan. The New Health Insurance Solution explains how you can get better, cheaper, and safer health insurance, and save thousands of dollars a year on all your healthcare costs. The book also explains why you should take your spouse and children off your employer health plan, how to use the new Health Savings Accounts (HSAs) to get a double tax break, how to cut prescription drugs costs by 50% or more, how to get health insurance between jobs, and how to get affordable healthcare for yourself or your parents in retirement.
LC Classification NumberHG9396
